Reverse Mortgage Certification Counseling

This service is coming soon.

Reverse Mortgages allow a homeowner to convert a portion of the equity in their home into cash. No repayment is required until the borrower(s) no longer use home as their principal residence.

Basic qualifications:

  • All borrowers MUST BE 62 years of age, or older
  • Must occupy the home as your principal residence
  • No credit, income or health requirements to qualify
  • Social Security and Medicare benefits are not affected
  • No Taxes on cash drawn from reverse mortgage
  • No restrictions on funds usage
  • Property title stays with you
  • You may sell your home at any time without any penalties
  • No repayment for as long as you occupy your home

Click here to read “Top Ten Things to Know if You’re Interested in a Reverse Mortgage”

Click here to read “Use Your Home to Stay at Home™ A Guide for Older Homeowners Who Need Help Now”

HUD information on preparing for your counseling session :

Bi-Lingual Counselor on Korean, and translator available on Chinese, Vietnamese, Filipino and Spanish

Contact us to make an appointment for an educational session.

<<< Reverse Mortgage Default Services for senior homeowners…  If you are currently in default with property taxes and homeowners insurance premiums, and/or, received a letter from your lender with a notification of loan becoming due, or a letter of intent to foreclosure,  please contact us for a workout plan.  We have a reverse mortgage expert counselor is availble to help. >>>